Insights · Page 32 of 40 · FinancialPlus Mortgage Broker Gold Coast

Would certainly recommend you to anyone looking for a broker

Here is what Jason has just said. “I just wanted to pass on my thanks to you for your help and guidance in my recent purchase of a property. I found your service and advice to be helpful and simple, which allowed me to understand the processes required and ultimately led to a stress free property purchase. I found the paperwork you supplied professional and your services very accessible. I appreciated the fact you were able to visit me outside of hours to get the purchase over the line. I would certainly recommend you to those looking for a broker

5 Steps to Maximise your Property's valuation

If you want to extract existing equity from your home, you will need to get a favourable valuation 1. First impressions count – Make sure your property is well maintained, and make small aesthetic improvements if necessary 2. Street appeal is important – A freshly mowed lawn, free of weeds and neat hedges will improve the overall appearance of your property 3. Keep a list of all the updates – It’s important to maintain records of all the changes you’ve made to the property – even small items – since the valuer may not notice them 4. Keep an eye

Becoming an Auction Pro

With a cool head and a firm plan first-time buyers can make sure they don’t get swept away in the excitement of an auction. Auctions can be daunting for novices, but they can also be an effective way to snag an investment at a fair price. Once you have identified a property worth bidding on, it’s important to remember the sales contract is unconditional. Reviewing the contract, along with any building and pest inspections, needs to be conducted before the auction, and buyers must obtain the seller’s agreement to any contract variations in writing ahead of the auction day because

No deposit? Three ways to invest in property

You may find it difficult to get your property portfolio off the ground if you have trouble saving for a deposit. But don’t despair; if you’re not able to generate your deposit through cash savings there are still ways to speed up the process of getting into your next property. A lack of cash doesn’t have to keep you out of the property market. There are various options that can enable you to bypass the need to save up tens of thousands of dollars, giving experienced investors and first-time buyers the opportunity to act now. Get a guarantor A guarantor

Protecting Your Purchase

When it comes to buying your new home, the insurance is just as important as the home itself. There are a number of types of insurance you’ll need to consider: building or home insurance, contents insurance and mortgage protection insurance to name a few. Building or home insurance Depending on the type of loan you’ve taken out, it may be compulsory for you to take out building or home insurance to safeguard the lender’s interest in the property. Even if this is not mandatory, it is strongly advisable. Building or home insurance covers you for damages to your property or

Helping your children as First Home Buyers

Many people believe that saving for a new home has never been harder than it is now. This had led many parents to look for ways that the they can help their child get into their own home and while there are some options out there, they do come with risks. One option is for a person to act as guarantor for their child. This is a good alternative if your child has the ability to meet their regular mortgage repayments but can’t come up with the required deposit. In simple terms, it allows your child to borrow against the

Property & lending insights