Property & lending insights

Know more. Do more with your property.

Buying, refinancing, investing or simply figuring out what’s possible? Explore practical insights, ideas, the latest industry updates and expert guidance to help you make smarter decisions about your property and your home loan.

Happy New Year! Let’s discuss some potential 2026 goals

There’s nothing quite like a New Year’s resolution to fire you up for another lap around the sun. Whether you’re looking to buy your first home, save on your mortgage, or leverage the equity in your current position, here are three resolutions to consider for 2026. So long, 2025 … You know what? We’ve got to admit, you weren’t too bad after all. Three RBA rate cuts, a bunch of first-home buyer schemes unveiled, and national property prices increasing by 8.7% all bode well for the three potential New Year’s resolutions we’ve outlined below. Potential goal 1: cracking the property market If

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Season’s greetings! Here’s to a well-earned summer break

As the Christmas and New Year’s festive season rolls around, we want to take a moment to sincerely thank you for your trust and support throughout 2025. Fortunately, we had a bit more to smile about this year, with three RBA rate cuts and national property prices increasing by 8.7%. That said, 2025 wasn’t without its hardships, with many families around the country still facing cost-of-living pressures and inflation starting to creep back up again (which inevitably brings with it talk of rate hikes, rather than cuts). Looking ahead, if there’s anything we can do to help ease any cost-of-living pressures

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Your suburb’s 2025 property report card is in

You might’ve seen recent headlines that national property prices made another big jump this year. But do you know exactly how your suburb and property type performed? Well, today we’ll show you how to find out in just a few quick clicks. Over the past year, home prices have risen 8.7% nationally, according to PropTrack. If you think that’s impressive, over the past five years, property values have jumped more than 50% nationally. The question is, what’s the current market value in your neck of the woods? Here’s how to find out. Does your neighbourhood top the table for price growth? To

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No Christmas rate cut – could rates rise in 2026?

Not so long ago plenty of economists were tipping a fresh round of rate cuts in 2026. But the picture’s not so clear anymore. There’s even talk of possible rate hikes next year. Here’s how you can prepare. Talk about interest rates being unpredictable! We started 2025 with the Reserve Bank of Australia’s (RBA’s) cash rate sitting at 4.35%. February saw the first rate cut in five years. After two further rate cuts, the cash rate is down to 3.60%. And thanks to the RBA keeping rates on hold in December, that’s exactly where the cash rate will stay – at least until

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2% deposit scheme ‘Help to Buy’ launches

Imagine being able to buy your own home with just a $12,000 deposit. That’s what the federal government’s new Help to Buy shared equity scheme can offer. But there are some pros and cons to be aware of. Let’s take a look. Think back to 2022. That’s when the Labor government first proposed a new Help to Buy scheme. It sparked plenty of interest back then. But three years is a long time to wait for anything, and chances are plenty of would-be home buyers have now forgotten about it ahead of its December 5 launch date. Below we explain how Help

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Why now may be the time to buy a rental property

2025 has been a big year for property investors. But the rapid growth of investment lending has fuelled speculation about a possible crackdown on loans to property investors. We explain what’s happening, and why it might be worth considering bringing forward your plans.  The past year has been a cracker for property investors. The tightest vacancy rates on record have seen a pick-up in rental growth. Interest rates on investment home loans are at their lowest since late 2023. And to top it off, property price growth nationally has hit the fastest pace in over two years. No wonder investors are buying up property in record

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