Property & lending insights

Know more. Do more with your property.

Buying, refinancing, investing or simply figuring out what’s possible? Explore practical insights, ideas, the latest industry updates and expert guidance to help you make smarter decisions about your property and your home loan.

The top 5 location turn-offs for Aussie home buyers

Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a good reason behind a lower-than-expected price tag. And while an undesirable location might not be a deal breaker for you, it could make it harder to sell later. Beautiful home, dead quiet neighbours. Sounds brilliant, right? Well, perhaps not if the property is next door to a graveyard. There’s a lot to be said for the old adage ‘you can change a home but you can’t change the location’. And new research from Compare the Market reveals the top five location turn-offs

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How to finance your 2025 home renovation

Bathroom blitz? Kitchen kit out? Or perhaps some landscaping love might be on your house upgrade wishlist for 2025? If so, it’s worth knowing what reno finance options are available. Today we’ll explain some ways to fund your home improvement project. Spending on home renovations has boomed over the past five years, and it seems we’re not done yet. The Housing Industry Association says high property values are giving Australians more home equity – and confidence – to go ahead with home improvements at near-record levels. It’s exciting stuff, especially as home improvements can boost your lifestyle and your home’s value. Here are

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Decisions decisions… Fixed-rate vs variable home loan rate

Amid growing expectations of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer. But not so fast. Locking in your home loan rate can also have upsides, including the potential for a lower rate right now. Home loans come in all shapes and sizes. A common thread is that you’ll likely be given the choice of a variable or fixed interest rate. It’s an important decision, as fixed rates can be very different from variable rates – and right now, some lender’s fixed rates are lower than their variable rates. Let’s take a

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House, apartment or townhouse? The pros and cons of each

There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it helps to know your townhouses from terrace homes so that you can choose a place that’s suited to your goals and needs. Australians are blessed with choice when it comes to buying a family home. Nationally, Australia has 10.9 million private dwellings. The sheer scale of properties points to a wide variety of housing types to suit different budgets and lifestyles. So, it can pay to cast your net wide. With this in mind, let’s take

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Three financial New Year’s resolutions to tackle 2025 head-on

How are your New Year’s resolutions coming along? If you’re like most people, they’re likely related to health, fitness or abstinence. But why not consider a financial one too? Here are three resolutions worth considering for 2025. There’s no denying that 2024 was a tough year for many mortgage holders – in no small part due to the hope of rate cuts dangling just out of reach, coupled with inflation. But by kicking off the year with one or two of the ideas below, you could be in a better position to tackle 2025 head-on, come what may. 1. Call

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Merry Christmas! And thanks for your support in 2024!

With the holiday season upon us, we’d like to express our heartfelt thanks to all our amazing clients for your trust and support throughout 2024. With the hope of rate cuts always dangling just out of reach, coupled with inflation, 2024 was tougher than many families anticipated. Please know that we’re always here if you ever want to discuss your mortgage – including ways we could potentially help you reduce your monthly repayments. Looking ahead, 2025 offers plenty of promise (maybe we’ll start getting those highly anticipated RBA rate cuts!), and we’re ready to walk alongside you to tackle your

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