Property & lending insights

Know more. Do more with your property.

Buying, refinancing, investing or simply figuring out what’s possible? Explore practical insights, ideas, the latest industry updates and expert guidance to help you make smarter decisions about your property and your home loan.

Could US tariffs be good news for Aussie home owners?

Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to fruition. US trade policies have hit media headlines this month following Donald Trump’s controversial tariff announcements on 2 April. The flow of tariff announcements coming out of the US has rattled share markets globally, driven by uncertainty plus fears of an economic slowdown in the US. However, there may be a silver lining to the tariff cloud for Australian home owners. All four of Australia’s major banks are predicting solid cuts to interest rates – and they could come sooner

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Election 2025: what’s on offer for first home buyers?

Australians will head to the polls on May 3, and with housing affordability shaping up as a key election issue, we unpack how the two major parties are pledging to help first home buyers. Housing affordability has reached boiling point. Both Labor and the Coalition agree on this. But they’re offering different solutions for first home buyers. As polling day approaches, we break down what’s up for grabs as the major parties face off on support for first home buyers. First up, the incumbent: Labor It’s estimated that housing demand could exceed supply to the tune of 163,400 dwellings between now

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Home owners notch up gains of $230,000 in just 5 years

Did you know that the average home owner saw their property’s value rise $46,000 per year over the past five years? Today we’ll look at ways you could put that recent increase in equity to further use. The five years since 2020 have seen plenty of action. From the pandemic (let’s not go there again), through to a change in government, and some notably wild weather events around the country, there’s been no shortage of highs and lows. Chances are, you’ve seen a few changes of your own. Maybe a new career or the arrival of a new family member.

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Why 1-in-2 families are thinking of refinancing

The RBA may have swiped left on an April rate cut, but plenty of home owners are taking matters into their own hands by refinancing to save on interest with a lower rate. There’s nothing like a rate cut to put a spring in home owners’ steps. February’s 0.25% rate cut, for instance, saw consumer sentiment jump to a three-year high. But with the Reserve Bank of Australia (RBA) keeping rates on hold in April, and no chance of another cash rate cut until 20 May, many home owners are taking a do-it-yourself approach and cutting their home loan rate by switching

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Sounds of silence: how traffic noise can impact property values

‘Close to public transport’ is often touted as a plus for home buyers. But new research shows just how much close proximity to a busy road, railway or flight path can impact property values. Location, location, location. When you’re hunting for a new home, most people are on the lookout for an abode that’s close to public transport and other convenient transport infrastructure. But how close is too close? And can an increase in transport noise result in a decrease in property value? New research by PropTrack and Ambient Maps suggests so. How much can traffic noise impact property prices? The study

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5 fun (and budget-friendly) ideas for an Easter staycation

This Easter offers more than chocolate eggs and hot cross buns. It brings a rare mega-holiday, and if your budget doesn’t stretch to a trip away, check out our tips to enjoy a memorable getaway – at home. Fun fact: 2025 sees the Easter public holidays fall in the same week as Anzac Day. That means that from Good Friday on 18 April through to the Anzac Day weekend starting Friday 25, you could score a 10-day break and only use three days of annual leave. This meshing of Easter and Anzac Day has only happened 17 times in the last

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