Property & lending insights

Know more. Do more with your property.

Buying, refinancing, investing or simply figuring out what’s possible? Explore practical insights, ideas, the latest industry updates and expert guidance to help you make smarter decisions about your property and your home loan.

How you could boost your home’s value by $118,000 (and save on bills)

With winter temps falling, chances are your power bills will rise. This helps explain why buyers are willing to pay 14% extra for energy-efficient homes on average. Here’s how to give your place a ‘green premium’. There’s a lot to love about winter. Cosy nights in, warming mugs of hot chocolate, and maybe a trip to the snow. The downside is bigger power bills. With energy costs set to climb higher across many parts of the country, it’s not surprising that home buyers are increasingly looking for properties that deliver savings on power bills. And new research by Domain shows buyers are willing to

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Plot twist: home owners keep repayments on hold as rates fall

Despite two much-awaited rate cuts this year, plenty of Australian households are keeping their mortgage repayments on hold – and it could see them save in long-term interest costs. 2025 is shaping up to be a much better year for borrowers than 2024! Already, we’ve chalked up two rate cuts, and some experts are predicting there are more to come. It’s an encouraging sign that the worst of the cost-of-living crunch may be behind us. But there’s an unexpected twist. Instead of taking up the short-term savings offered by recent rate cuts, 86% of variable rate borrowers with one particular lender

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RBA cuts the cash rate for the second time this year to 3.85%

Australian borrowers have received another reprieve with the Reserve Bank of Australia (RBA) today cutting the cash rate by 25 basis points to 3.85%. How much could this decrease your monthly mortgage repayments? This is the second cash rate cut in 2025, as the RBA attempts to ease cost-of-living pressures on Australian families. RBA Governor Michele Bullock said in a statement that the Board was satisfied that the risks to inflation had recently become more balanced. “With inflation expected to remain around target, the Board therefore judged that an easing in monetary policy at this meeting was appropriate,” Governor Bullock said. How

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Fact or fiction: do property values double every 10 years?

It’s a common belief that real estate values double every decade. But is this true? New research reveals how much home values have increased over the past ten years. It’s no surprise that something as big as Australia’s $11 trillion housing market has generated its fair share of myths and misconceptions. Chances are you’ve come across a few yourself – maybe along the lines of ‘great houses sell themselves’, ‘the listing price is non-negotiable’, or ‘you need a 20% deposit to buy a home’. One comment we often hear wheeled out at social gatherings is that property prices double every

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Albo re-elected: what’s on the board for home buyers and owners?

The votes have been cast and it’s clear Labor will hold the reins of federal government for another 3-year term. We look at what this may mean for first home buyers and current home owners. As the election dust settles, it’s time to get back to business as usual. But there could be a few changes on the horizon depending on whether you’re planning to buy a first home or you’re already a home owner. But first, where is the property market currently at? As we approach the mid-point of 2025, the property market is still notching up gains. Home values

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Myth buster: do weekly repayments pay off an offset loan faster?

There’s a common misconception around offset account home loans that making loan repayments more frequently helps to pay off the balance much sooner. We bust that myth and reveal the real secret to harnessing the power of your offset account. You may have heard that making repayments more frequently, say weekly instead of monthly, helps pay down a loan sooner. That can be the case with a standard home loan. But if you have an offset account home loan, the secret to paying off your loan sooner is maximising the balance of the linked offset account. Let’s look at how this

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