If you haven’t checked your borrowing power recently, it might be worth another look. A lot has happened in 2025, and your borrowing capacity could be higher than you realise. It’s been a busy year on the money front. Tax cuts, a couple of rate cuts, and reductions in HECS debts have all potentially been a plus for our financial wellbeing. That’s not all that’s improved. There’s a decent chance your borrowing power has enjoyed a boost, which could make now a good time to revisit your borrowing capacity. What shapes your borrowing power? Your borrowing power, or as lenders

Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite this, plenty of borrowers are sticking to an old loan – and it could be costing them. When it comes to rate cuts, nothing is certain until the Reserve Bank of Australia (RBA) wraps up its board meetings. We saw this in July, when a long line of pundits predicted a rate cut was almost a sure thing, only to see the RBA keep rates on hold due to concerns about an uncertain economic outlook. The good

Finding the property that’s right for you and your budget is an exciting milestone! But what happens next? We explain how to make an offer and seal the deal. Most of us buy a home only a handful of times in our lifetime. So it’s not surprising that plenty of buyers – from first-timers to home owners who purchased several years ago – are uncertain about the buying process. If you’re in the dark about how to make an offer on a property, read on as we break down the steps that can take you from house hunter to proud

Here’s some warming news for winter – first home buyers are making a welcome return to the property market. Several factors suggest the stars may have aligned to make now a good time to take that first step on the property ladder. Growing numbers of first home buyers are entering the housing market, with NAB reporting lending to first home buyers has climbed 16% since February. It’s a big jump, and while the figures are based on data from just one lender, there are several good reasons why first home buyers are heading back to the market. To begin with, consumer sentiment is rising

Property values nationally have passed a major milestone with the average home price pushing through the $1 million mark for the first time ever. Have you been putting off buying? If so, here’s how to get the ball rolling. Despite a cost-of-living crunch and several years of high interest rates, the Australian property market continues to break records. New figures from the Australian Bureau of Statistics (ABS) show home prices recently passed a key benchmark. The average home price nationally is now $1,002,500 – the first time it has topped $1 million. Here’s what it means for home buyers. Average home prices