Property & lending insights

Know more. Do more with your property.

Buying, refinancing, investing or simply figuring out what’s possible? Explore practical insights, ideas, the latest industry updates and expert guidance to help you make smarter decisions about your property and your home loan.

Feedback – February 2014

So pleased to see the following post on our Facebook page. This Lady Kathy Rogers is the best if anybody needs help or advice, she has helped us tremendously!!! Can’t recommend her enough!!! Joanne Hose Can’t tell you how much getting this feedback means.

Read More »

When I'm 64 ..

The big dream that we all have is that when we are 64, that we will have enough money to retire and do exactly what we have always hoped to be in a position to do. For some, it will happen – but for many people, the dream will remain just that – a dream. Compulsory superannuation will always go some of the way towards this but this won’t help if you have not been earning a wage in Australia for very long or a self employment. Don’t wait until it is too late. Talk to me about your options

Read More »

Don't spend all summer looking for an investment property

When we first started looking for our first investment property, we very excitedly listened to a investment property seller and signed on the dotted line. In hindsight, which is always a marvellous thing, we realised that the excitement of buying our first investment property somewhat clouded our judgement and we ended up buying a property for the wrong reasons. It will work out still over the long run but we could have done better. We expect that our third investment property will end up being our most successful because we researched it and based it on factors such as infrastructure

Read More »

Don't forget to check the health of your home loan

Your Home Loan is usually the single biggest commitment that you have to meet out of your household budget and yet very few people take the time to check the health of their home loan on a regular basis. It’s amazing that the usual reason for this is that it is too hard to do the checking around but this is obviously where the services of a mortgage broker like Gold Coast mortgage broker FinancialPlus come into play as we have the software that allows a comparison of the interest and charges that apply to thousands of loans from a

Read More »

Debt Consolidation – it might be the answer

How does it feel when you get your statement and you realise that it’s going to take you something like 97 years before you pay off your credit card debt? The really sad aspect with this is that the interest component is huge so the reality is that you are making very small dents in actually reducing your debt each month. Providing that you have acknowledged how you got to the position where your credit card debt has blown out of all realms of normality and are prepared to take action to correct this, then debt consolidation may be just

Read More »

Buying your first home – is it worth it?

Buying your first home – is it worth it? The biggest decision that people need to make about whether to embark on home ownership is to decide whether it is something that they really want to do. It is the desire that needs to be there in the first place but even this is not an easy question as it depends on your own values and circumstances. It’s easier to rent – you don’t have to save at all and can live life as it comes but there are plenty of disadvantages. The biggest – you have no control over

Read More »