FinancialPlus Mortgage Broker Gold Coast
Gold Coast mortgage broker - home loans, car loans, commercial loans, business loans, first home buyers
An election of any kind has the potential to lead to discussions on the outcome – sometimes heated – as people have different views on what is important from the various parties – big or small. This one was no different and whilst we are thrilled with the outcome for reasons that I will outline, […]
When a lender looks at a loan application, they look at two main areas. The first is that they make sure that your income will be enough to cover not only the loan repayments with a buffer to allow for future rate increases but your existing commitments and your Monthly Living Expenses. The second is […]
When it comes to property investment, people tend to think of residential. But commercial property can offer some big advantages as well, either as a space for your own business or as an income provider. We examine the pros and cons of going commercial. From warehouses and offices, retail to car parks, there are some […]
Government regulations introduced in 2017 mean interest-only loans are on the decline. Given the changes, it may be time to reconsider your own loan structure. Rewind a few years and many people would have confidently assured you that an interest-only loan – a home loan on which you only have to make interest payments for […]
Lenders Mortgage Insurance is a one-off payment that is usually payable by a borrower who does not have a 20% deposit. There are some variations to this but these are rare. The only benefit of Mortgage Insurance to a borrower is that it allows people who do not have 20% savings to buy whereas years […]
It can be so confusing looking for the right car loan. How do you decide? Is it just the interest rate that you should be looking at? Short answer is most definitely not. Most clients ask me what the interest rate will be but this can be quite irrelevant. What it really boils down to […]
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