{"id":5435,"date":"2024-06-06T10:55:36","date_gmt":"2024-06-06T00:55:36","guid":{"rendered":"https:\/\/financialplus.com.au\/?p=5435"},"modified":"2024-06-06T10:55:36","modified_gmt":"2024-06-06T00:55:36","slug":"why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help","status":"publish","type":"post","link":"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/","title":{"rendered":"Why three-in-four Aussies turn to a broker for home loan help"},"content":{"rendered":"

\"\"You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is \u2013 and always will be \u2013 putting you first. That\u2019s why three in every four borrowers now come to us for help.<\/strong><\/p>\n

Borrowers are more spoilt for choice than ever before when it comes to home loans.<\/p>\n

But who has time to sort through\u00a0over 100 lenders in the market<\/a>\u00a0to pick out a loan that\u2019s suited to your needs?<\/p>\n

Your mortgage broker does.<\/p>\n

But for the big end of town, increased competition can mean lower profit margins (and unhappy shareholders!).<\/p>\n

That doesn\u2019t mean brokers are at war with any particular bank though, as a few articles stated in the Australian Financial Review over recent weeks (here\u2019s a\u00a0great non-paywalled response<\/a>).<\/p>\n

As Mortgage and Finance Association of Australia (MFAA) CEO\u00a0Anja Pannek succinctly put it<\/a>: \u201cPositioning banks as competing with brokers is like saying Hilton hotels is competing with travel agents, instead of Hyatt and Sofitel. It completely misrepresents how the mortgage broking industry works\u201d.<\/p>\n

What brokers do is streamline the home loan process. It\u2019s just one of the reasons why\u00a0mortgage brokers are the go-to choice for 74.1% of home buyers<\/a>\u00a0(and that figure has been steadily increasing!).<\/p>\n

But our role isn\u2019t just about helping you find a competitively-priced home loan with the features you may need.<\/p>\n

We go much further.<\/p>\n

Here are three other ways you can benefit from the support of a mortgage broker.<\/p>\n

We work in your best interest<\/h3>\n

Behind the friendly face of your mortgage broker is a serious legal obligation.<\/p>\n

We are bound by a\u00a0Best Interests Duty<\/a>.<\/p>\n

It means we are required by law to always put your best interests first, providing home loan options that are based on your unique needs.<\/p>\n

That matters because if a loan isn\u2019t the right choice for you, it may not save you money in the long run, no matter how low the rate is.<\/p>\n

Banks are not bound by the best interests duty.<\/p>\n

Brokers can help guide the way<\/h3>\n

Buying a home is possibly the biggest purchase you\u2019ll ever make.<\/p>\n

It\u2019s also something you\u2019ll probably only do a handful of times over your life. But this is something we help people through every day.<\/p>\n

We can act as a trusted guide to help you navigate the complex process of buying a home with confidence.<\/p>\n

We can also help you assess your borrowing capacity, so you can buy with confidence, and we can explain where you can consider making shifts in your budget to become home loan-ready sooner.<\/p>\n

And because we\u2019re focused on making things more straightforward for you, we take the jargon out of home buying \u2013 we can help you get your head around complex issues like lenders\u2019 mortgage insurance, or how to prepare if you\u2019re buying at auction.<\/p>\n

It\u2019s all about mentoring our customers at every stage of their property journey.<\/p>\n

We\u2019re here for the long term<\/h3>\n

You and your home loan are likely to be together for a while. And we\u2019ll be right there with you.<\/p>\n

Our regular home loan reviews provide reassurance that your loan continues to be the right option for you, even as your life changes and evolves.<\/p>\n

And when you\u2019re ready to kick new goals \u2013 from renovating, to buying your next home, investing in a rental property, or simply refinancing \u2013 we\u2019ll be ready to help guide you through the process.<\/p>\n

Like to know more about how we can help? Call us today and discover why three out of every four Australian families come to a broker first.<\/p>\n

Disclaimer:<\/strong>\u00a0The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.<\/p>\n","protected":false},"excerpt":{"rendered":"

You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is \u2013 and always will be \u2013 putting you first. That\u2019s why three in every four borrowers now come to us for help. Borrowers are more spoilt for […]<\/p>\n","protected":false},"author":23,"featured_media":5436,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[110],"tags":[],"class_list":{"0":"post-5435","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-home-loans","8":"entry"},"yoast_head":"\nWhy three-in-four Aussies turn to a broker for home loan help · FinancialPlus Mortgage Broker Gold Coast<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why three-in-four Aussies turn to a broker for home loan help · FinancialPlus Mortgage Broker Gold Coast\" \/>\n<meta property=\"og:description\" content=\"You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is \u2013 and always will be \u2013 putting you first. That\u2019s why three in every four borrowers now come to us for help. Borrowers are more spoilt for […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/\" \/>\n<meta property=\"og:site_name\" content=\"FinancialPlus Mortgage Broker Gold Coast\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-06T00:55:36+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/financialplus.com.au\/wp-content\/uploads\/Blog-1100x733-three-in-four-2024.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1100\" \/>\n\t<meta property=\"og:image:height\" content=\"733\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"FinancialPlus\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"FinancialPlus\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/\"},\"author\":{\"name\":\"FinancialPlus\",\"@id\":\"https:\/\/financialplus.com.au\/#\/schema\/person\/7b0d029a6587cbef16ed101f41756057\"},\"headline\":\"Why three-in-four Aussies turn to a broker for home loan help\",\"datePublished\":\"2024-06-06T00:55:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/\"},\"wordCount\":728,\"publisher\":{\"@id\":\"https:\/\/financialplus.com.au\/#organization\"},\"image\":{\"@id\":\"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/financialplus.com.au\/wp-content\/uploads\/Blog-1100x733-three-in-four-2024.jpg?fit=1100%2C733&ssl=1\",\"articleSection\":[\"Home Loans\"],\"inLanguage\":\"en-AU\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/\",\"url\":\"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/\",\"name\":\"Why three-in-four Aussies turn to a broker for home loan help · FinancialPlus Mortgage Broker Gold Coast\",\"isPartOf\":{\"@id\":\"https:\/\/financialplus.com.au\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/financialplus.com.au\/wp-content\/uploads\/Blog-1100x733-three-in-four-2024.jpg?fit=1100%2C733&ssl=1\",\"datePublished\":\"2024-06-06T00:55:36+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/#breadcrumb\"},\"inLanguage\":\"en-AU\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-AU\",\"@id\":\"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/financialplus.com.au\/wp-content\/uploads\/Blog-1100x733-three-in-four-2024.jpg?fit=1100%2C733&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/financialplus.com.au\/wp-content\/uploads\/Blog-1100x733-three-in-four-2024.jpg?fit=1100%2C733&ssl=1\",\"width\":1100,\"height\":733},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/financialplus.com.au\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Why three-in-four Aussies turn to a broker for home loan help\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/financialplus.com.au\/#website\",\"url\":\"https:\/\/financialplus.com.au\/\",\"name\":\"Financial Plus Mortgage Broker Gold Coast\",\"description\":\"Gold Coast mortgage broker - home loans, car loans, commercial loans, business loans, first home buyers\",\"publisher\":{\"@id\":\"https:\/\/financialplus.com.au\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/financialplus.com.au\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-AU\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/financialplus.com.au\/#organization\",\"name\":\"Financial Plus\",\"url\":\"https:\/\/financialplus.com.au\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-AU\",\"@id\":\"https:\/\/financialplus.com.au\/#\/schema\/logo\/image\/\",\"url\":\"http:\/\/financialplus.com.au\/\/wp-content\/uploads\/financial-plus-logo.png\",\"contentUrl\":\"http:\/\/financialplus.com.au\/\/wp-content\/uploads\/financial-plus-logo.png\",\"width\":400,\"height\":98,\"caption\":\"Financial Plus\"},\"image\":{\"@id\":\"https:\/\/financialplus.com.au\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/financialplus.com.au\/#\/schema\/person\/7b0d029a6587cbef16ed101f41756057\",\"name\":\"FinancialPlus\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-AU\",\"@id\":\"https:\/\/financialplus.com.au\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/40c4914d8dd124d0c5d1cd35c19fc63a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/40c4914d8dd124d0c5d1cd35c19fc63a?s=96&d=mm&r=g\",\"caption\":\"FinancialPlus\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Why three-in-four Aussies turn to a broker for home loan help · FinancialPlus Mortgage Broker Gold Coast","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/","og_locale":"en_US","og_type":"article","og_title":"Why three-in-four Aussies turn to a broker for home loan help · FinancialPlus Mortgage Broker Gold Coast","og_description":"You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is \u2013 and always will be \u2013 putting you first. That\u2019s why three in every four borrowers now come to us for help. Borrowers are more spoilt for […]","og_url":"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/","og_site_name":"FinancialPlus Mortgage Broker Gold Coast","article_published_time":"2024-06-06T00:55:36+00:00","og_image":[{"width":1100,"height":733,"url":"http:\/\/financialplus.com.au\/wp-content\/uploads\/Blog-1100x733-three-in-four-2024.jpg","type":"image\/jpeg"}],"author":"FinancialPlus","twitter_card":"summary_large_image","twitter_misc":{"Written by":"FinancialPlus","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/#article","isPartOf":{"@id":"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/"},"author":{"name":"FinancialPlus","@id":"https:\/\/financialplus.com.au\/#\/schema\/person\/7b0d029a6587cbef16ed101f41756057"},"headline":"Why three-in-four Aussies turn to a broker for home loan help","datePublished":"2024-06-06T00:55:36+00:00","mainEntityOfPage":{"@id":"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/"},"wordCount":728,"publisher":{"@id":"https:\/\/financialplus.com.au\/#organization"},"image":{"@id":"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/financialplus.com.au\/wp-content\/uploads\/Blog-1100x733-three-in-four-2024.jpg?fit=1100%2C733&ssl=1","articleSection":["Home Loans"],"inLanguage":"en-AU"},{"@type":"WebPage","@id":"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/","url":"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/","name":"Why three-in-four Aussies turn to a broker for home loan help · FinancialPlus Mortgage Broker Gold Coast","isPartOf":{"@id":"https:\/\/financialplus.com.au\/#website"},"primaryImageOfPage":{"@id":"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/#primaryimage"},"image":{"@id":"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/financialplus.com.au\/wp-content\/uploads\/Blog-1100x733-three-in-four-2024.jpg?fit=1100%2C733&ssl=1","datePublished":"2024-06-06T00:55:36+00:00","breadcrumb":{"@id":"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/#breadcrumb"},"inLanguage":"en-AU","potentialAction":[{"@type":"ReadAction","target":["https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/"]}]},{"@type":"ImageObject","inLanguage":"en-AU","@id":"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/#primaryimage","url":"https:\/\/i0.wp.com\/financialplus.com.au\/wp-content\/uploads\/Blog-1100x733-three-in-four-2024.jpg?fit=1100%2C733&ssl=1","contentUrl":"https:\/\/i0.wp.com\/financialplus.com.au\/wp-content\/uploads\/Blog-1100x733-three-in-four-2024.jpg?fit=1100%2C733&ssl=1","width":1100,"height":733},{"@type":"BreadcrumbList","@id":"https:\/\/financialplus.com.au\/why-three-in-four-aussies-turn-to-a-broker-for-home-loan-help\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/financialplus.com.au\/"},{"@type":"ListItem","position":2,"name":"Why three-in-four Aussies turn to a broker for home loan help"}]},{"@type":"WebSite","@id":"https:\/\/financialplus.com.au\/#website","url":"https:\/\/financialplus.com.au\/","name":"Financial Plus Mortgage Broker Gold Coast","description":"Gold Coast mortgage broker - home loans, car loans, commercial loans, business loans, first home buyers","publisher":{"@id":"https:\/\/financialplus.com.au\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/financialplus.com.au\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-AU"},{"@type":"Organization","@id":"https:\/\/financialplus.com.au\/#organization","name":"Financial Plus","url":"https:\/\/financialplus.com.au\/","logo":{"@type":"ImageObject","inLanguage":"en-AU","@id":"https:\/\/financialplus.com.au\/#\/schema\/logo\/image\/","url":"http:\/\/financialplus.com.au\/\/wp-content\/uploads\/financial-plus-logo.png","contentUrl":"http:\/\/financialplus.com.au\/\/wp-content\/uploads\/financial-plus-logo.png","width":400,"height":98,"caption":"Financial Plus"},"image":{"@id":"https:\/\/financialplus.com.au\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/financialplus.com.au\/#\/schema\/person\/7b0d029a6587cbef16ed101f41756057","name":"FinancialPlus","image":{"@type":"ImageObject","inLanguage":"en-AU","@id":"https:\/\/financialplus.com.au\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/40c4914d8dd124d0c5d1cd35c19fc63a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/40c4914d8dd124d0c5d1cd35c19fc63a?s=96&d=mm&r=g","caption":"FinancialPlus"}}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/financialplus.com.au\/wp-content\/uploads\/Blog-1100x733-three-in-four-2024.jpg?fit=1100%2C733&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pfCavx-1pF","_links":{"self":[{"href":"https:\/\/financialplus.com.au\/wp-json\/wp\/v2\/posts\/5435","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financialplus.com.au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financialplus.com.au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financialplus.com.au\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/financialplus.com.au\/wp-json\/wp\/v2\/comments?post=5435"}],"version-history":[{"count":1,"href":"https:\/\/financialplus.com.au\/wp-json\/wp\/v2\/posts\/5435\/revisions"}],"predecessor-version":[{"id":5437,"href":"https:\/\/financialplus.com.au\/wp-json\/wp\/v2\/posts\/5435\/revisions\/5437"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financialplus.com.au\/wp-json\/wp\/v2\/media\/5436"}],"wp:attachment":[{"href":"https:\/\/financialplus.com.au\/wp-json\/wp\/v2\/media?parent=5435"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financialplus.com.au\/wp-json\/wp\/v2\/categories?post=5435"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financialplus.com.au\/wp-json\/wp\/v2\/tags?post=5435"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}