{"id":5409,"date":"2024-04-11T08:37:06","date_gmt":"2024-04-10T22:37:06","guid":{"rendered":"https:\/\/financialplus.com.au\/?p=5409"},"modified":"2024-04-11T08:37:06","modified_gmt":"2024-04-10T22:37:06","slug":"plot-twist-millennials-are-australias-most-active-property-investors","status":"publish","type":"post","link":"https:\/\/financialplus.com.au\/plot-twist-millennials-are-australias-most-active-property-investors\/","title":{"rendered":"Plot twist: Millennials are Australia\u2019s most active property investors"},"content":{"rendered":"

\"\"When it comes to buying investment properties, younger Australians are punching above their weight, with Millennials taking the title as the nation\u2019s most active generation for property investment.<\/strong><\/p>\n

Investors are continuing to flock to the property market, with the Australian Bureau of Statistics saying the volume of new investor loans in February was\u00a021.5% higher compared to a year ago<\/a>.<\/p>\n

Investment loans now make up over half of the growth in new loans over the past year.<\/p>\n

But in an unexpected twist, it isn\u2019t older generations of Aussies who are leading the charge to buy rental properties.<\/p>\n

Younger investors flex their muscles<\/h3>\n

New data from the\u00a0Commonwealth Bank<\/a>\u00a0shows Millennials (those born between 1981 and 1996) accounted for almost half (46%) of the bank\u2019s new property investors in 2023.<\/p>\n

And almost one in three of those buyers purchased an investment property on their own, without the help of a partner.<\/p>\n

Gen Xers (1965 \u2013 1980) are also snapping up rental properties, accounting for 37% of CommBank\u2019s new investment property loans throughout 2023.<\/p>\n

Rentvesting \u2013 get into the market sooner<\/h3>\n

Rentvesting is buying property where you can afford, possibly a smaller property in a lower-cost area, and then renting where you want to live.<\/p>\n

The CommBank data shows plenty of investors are taking this approach and it makes sense: the average investment loan size is just over $528,000 compared to\u00a0$624,000 for owner occupiers<\/a>.<\/p>\n

And remember, if you purchase the right property, as an investor you could expect to earn rental income. That\u2019s extra cash for loan repayments.<\/p>\n

In this way, rentvesting could be an opportunity to get started on the property ladder sooner rather than later, without having to make too many lifestyle sacrifices. As the investment property grows in value over time, it can become the stepping stone to buy an owner-occupied home.<\/p>\n

The market seems attractive for investors right now<\/h3>\n

The property market offers plenty of appeal to investors right now.<\/p>\n

Rental vacancy rates are at a\u00a0record low of just 0.7% nationally<\/a>. Property listings have\u00a0increased in most cities<\/a>, giving buyers more choice, and the past 12 months have seen\u00a0rents skyrocket 11.4%<\/a>\u00a0across our state capitals.<\/p>\n

Add in growing expectations that\u00a0interest rates will start to fall<\/a>\u00a0later this year, and CoreLogic says it\u2019s likely that property values will continue to rise, giving those who buy today the potential to notch up handy capital gains.<\/p>\n

Are you ready to become a property investor?<\/h3>\n

Talk to us today to find out how much you could borrow, and your likely loan repayments. It could help you become a property investor sooner!<\/p>\n

Disclaimer:<\/strong>\u00a0The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.<\/p>\n","protected":false},"excerpt":{"rendered":"

When it comes to buying investment properties, younger Australians are punching above their weight, with Millennials taking the title as the nation\u2019s most active generation for property investment. Investors are continuing to flock to the property market, with the Australian Bureau of Statistics saying the volume of new investor loans in February was\u00a021.5% higher compared […]<\/p>\n","protected":false},"author":23,"featured_media":5410,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[110],"tags":[],"class_list":{"0":"post-5409","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-home-loans","8":"entry"},"yoast_head":"\nPlot twist: Millennials are Australia\u2019s most active property investors · FinancialPlus Mortgage Broker Gold Coast<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/financialplus.com.au\/plot-twist-millennials-are-australias-most-active-property-investors\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Plot twist: Millennials are Australia\u2019s most active property investors · FinancialPlus Mortgage Broker Gold Coast\" \/>\n<meta property=\"og:description\" content=\"When it comes to buying investment properties, younger Australians are punching above their weight, with Millennials taking the title as the nation\u2019s most active generation for property investment. 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