{"id":5385,"date":"2024-02-15T09:14:43","date_gmt":"2024-02-14T23:14:43","guid":{"rendered":"https:\/\/financialplus.com.au\/?p=5385"},"modified":"2024-02-15T09:14:43","modified_gmt":"2024-02-14T23:14:43","slug":"theyre-back-why-property-investors-account-for-one-in-three-new-home-loans","status":"publish","type":"post","link":"https:\/\/financialplus.com.au\/theyre-back-why-property-investors-account-for-one-in-three-new-home-loans\/","title":{"rendered":"They\u2019re back! Why property investors account for one-in-three new home loans"},"content":{"rendered":"

\"\"Lending to property investors is soaring once again. We lift the lid on what\u2019s driving investor interest \u2013 and what it could mean for the property market throughout 2024.<\/strong><\/p>\n

It looks like property investors are back \u2026 and in a big way.<\/p>\n

The\u00a0latest ABS figures show<\/a>\u00a0that in December 2023, banks lent over $26 billion in new home loans \u2013 and one-third of this figure, a whopping $9.5 billion, was to property investors.<\/p>\n

That equates to 36.2% of all housing loans \u2013 the highest market share for property investors since mid-2017.<\/p>\n

It\u2019s also quite an uptick from December 2020, when the ABS says investors took out just 23.6% of mortgages.<\/p>\n

So why the big shift in recent times?<\/p>\n

What makes an investment property so attractive?<\/h3>\n

There are many reasons why people may love owning a rental\/investment property.<\/p>\n

An investment property can be a source of extra income, and right now, some investors are pocketing very attractive rental yields (that\u2019s annual rent divided by the purchase price of the property).<\/p>\n

PropTrack, for example, is\u00a0reporting yields as high as 9%<\/a>\u00a0in some suburbs.<\/p>\n

Investors may also expect to see their property grow in value over time, which could add up to some pretty impressive capital gains.<\/p>\n

CoreLogic looked at the results of\u00a086,000 property resales<\/a>\u00a0in the third quarter of 2023, and found 93.5% were sold for a profit, with the median gain coming at $298,000. Not bad at all.<\/p>\n

And home values are tipped to jump a further 6% in 2024,\u00a0according to ANZ Bank<\/a>.<\/p>\n

Add in rental vacancy rates hitting record lows of\u00a01.1% in January 2024<\/a>, and many investors are attracting good tenants, which can be great for cash flow.<\/p>\n

How could the return of investors impact the market?<\/h3>\n

On a personal level, buying an investment property could potentially be a boost for your long-term financial well-being.<\/p>\n

ABS has acknowledged that\u00a0rising household wealth in Australia<\/a>\u00a0is being supported by house prices that have continued to grow despite higher rates.<\/p>\n

More broadly,\u00a0PropTrack points out<\/a>\u00a0that the re-emergence of investor activity \u201cheralds good news for the overall health of the market, helping to drive more new construction\u201d.<\/p>\n

Long story short, the benefits of more rental properties could extend beyond individual investors.<\/p>\n

Is an investment property on your radar?<\/h3>\n

If you\u2019re thinking about buying a rental property, or you\u2019d like to add to your current property portfolio, talk to us today about your options for an investment loan.<\/p>\n

We can help you work out how much equity you may be able to leverage, as well as your overall borrowing capacity.<\/p>\n

From there, we can help you track down a suitable mortgage with a competitive rate from our broad suite of lenders, leaving you free to focus on finding your ideal investment property.<\/p>\n

Disclaimer:<\/strong>\u00a0The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.<\/p>\n","protected":false},"excerpt":{"rendered":"

Lending to property investors is soaring once again. We lift the lid on what\u2019s driving investor interest \u2013 and what it could mean for the property market throughout 2024. It looks like property investors are back \u2026 and in a big way. The\u00a0latest ABS figures show\u00a0that in December 2023, banks lent over $26 billion in […]<\/p>\n","protected":false},"author":23,"featured_media":5386,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[110],"tags":[],"class_list":{"0":"post-5385","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-home-loans","8":"entry"},"yoast_head":"\nThey\u2019re back! 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