{"id":2711,"date":"2014-04-27T22:54:10","date_gmt":"2014-04-27T12:54:10","guid":{"rendered":"http:\/\/wordpress-371694-1179511.cloudwaysapps.com\/?p=2242"},"modified":"2014-04-27T22:54:10","modified_gmt":"2014-04-27T12:54:10","slug":"fully-maintained-company-vehicle-affect-amount-can-borrow","status":"publish","type":"post","link":"https:\/\/financialplus.com.au\/fully-maintained-company-vehicle-affect-amount-can-borrow\/","title":{"rendered":"Does a fully maintained company vehicle affect the amount you can borrow."},"content":{"rendered":"<p>With some lenders, the answer is a resounding YES but with others, it makes no difference whatsoever.<\/p>\n<p>But why is this significant?<\/p>\n<p>Let\u2019s assume that we have two lenders \u2013 one of whom looks at someone with a company car and acknowledges that this improves your financial position so they are happy to increase your gross salary by over $5,000 when looking at your income whilst the other lender doesn\u2019t even show any interest in the company vehicle at all.<\/p>\n<p>If you\u2019re on gross wages on $48,000 p.a., this means that one lender will increase your salary for working out how much you can borrow to $53,000 (using the figure of $5,000) yet the other one will just leave it $48,000. It\u2019s fairly obvious which lender would let you borrow more which could just be the difference between getting the home loan you want or missing out!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With some lenders, the answer is a resounding YES but with others, it makes no difference whatsoever. But why is this significant? Let\u2019s assume that we have two lenders \u2013 one of whom looks at someone with a company car and acknowledges that this improves your financial position so they are happy to increase your [&hellip;]<\/p>\n","protected":false},"author":22,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[110],"tags":[123],"class_list":{"0":"post-2711","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-home-loans","7":"tag-home-loans","8":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does a fully maintained company vehicle affect the amount you can borrow. &#183; FinancialPlus Mortgage Broker Gold Coast<\/title>\n<meta name=\"description\" content=\"if you have a fully maintained company vehicle, it can make a big difference to the amount you can borrow\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/financialplus.com.au\/fully-maintained-company-vehicle-affect-amount-can-borrow\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Does a fully maintained company vehicle affect the amount you can borrow. &#183; FinancialPlus Mortgage Broker Gold Coast\" \/>\n<meta property=\"og:description\" content=\"if you have a fully maintained company vehicle, it can make a big difference to the amount you can borrow\" \/>\n<meta property=\"og:url\" content=\"https:\/\/financialplus.com.au\/fully-maintained-company-vehicle-affect-amount-can-borrow\/\" \/>\n<meta property=\"og:site_name\" content=\"FinancialPlus Mortgage Broker Gold Coast\" \/>\n<meta property=\"article:published_time\" content=\"2014-04-27T12:54:10+00:00\" \/>\n<meta name=\"author\" content=\"Bruce Rogers\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruce Rogers\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/financialplus.com.au\/fully-maintained-company-vehicle-affect-amount-can-borrow\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/financialplus.com.au\/fully-maintained-company-vehicle-affect-amount-can-borrow\/\"},\"author\":{\"name\":\"Bruce Rogers\",\"@id\":\"https:\/\/financialplus.com.au\/#\/schema\/person\/e5c311cab9dd7084cc0a35993af6ab2e\"},\"headline\":\"Does a fully maintained company vehicle affect the amount you can borrow.\",\"datePublished\":\"2014-04-27T12:54:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/financialplus.com.au\/fully-maintained-company-vehicle-affect-amount-can-borrow\/\"},\"wordCount\":158,\"publisher\":{\"@id\":\"https:\/\/financialplus.com.au\/#organization\"},\"keywords\":[\"Home Loans\"],\"articleSection\":[\"Home Loans\"],\"inLanguage\":\"en-AU\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/financialplus.com.au\/fully-maintained-company-vehicle-affect-amount-can-borrow\/\",\"url\":\"https:\/\/financialplus.com.au\/fully-maintained-company-vehicle-affect-amount-can-borrow\/\",\"name\":\"Does a fully maintained company vehicle affect the amount you can borrow. &#183; 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