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Information about Home Loans

Need help with a home loan?


Finding your own home loan can be just as crazy as trying to self diagnose a medical problem. You may get it right but the chances are that you could be way off the mark which could end up costing you tens of thousands of dollars.


This page sets out general information on aspects of home loans – we compare Interest Only vs Principal and Interest, Line of Credit vs Term Loans and Variable Rates vs Fixed Rates. We also explain terms such as Mortgage Insurance, Loan to Value Ratio (or LVR), Conditional Approval, Offset Account and Redraw but if you are a First Home Buyer, Property Investor or someone that is having problems with finance, then you will also find more specific information elsewhere.